Free: A Loan for Christmas

A Loan for Christmas
When Annie is suddenly faced with celebrating Christmas alone, she reluctantly decides to spend the holidays with her friend’s parents at their beautiful Tree Farm in Vermont.

Spencer is too consumed with turning his family’s business around to be bothered by the arrival of Annie or her Christmas Spirit.
Can a Christmas Miracle bring their two hearts together to save the farm? Free on Kindle.
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Author: Katie Carver
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